Looking for a Commercial Insurance policy to suit your specific needs?
Northlake Agency Inc has you covered.
Looking for a Commercial Insurance policy to suit your specific needs?
Northlake Agency Inc has you covered.
COVERAGES
Texas Business Owners
You work hard to secure your assets and you put in a lot of time and energy to grow your business. When it comes to safeguarding your prospects for your business you can rest easy knowing that Northlake Agency Inc. can provide you with an insurance policy that will fit your needs.
General Liability
A General Liability Insurance policy protects your business assets in the event of a lawsuit, helping to cover the costs of investigating and defending against allegations that your business damaged another party.
Worker's Compensation
Whether you have one or one thousand employees, you need to have the right plan in place to control the costs of potential worker's compensation insurance claims.
Commercial Property
Commercial Property Insurance helps your business recover when certain disasters jeopardize your business assets and real estate. Covered events might include fire, windstorms, theft, or vandalism.
Landlord
The goal of any landlord insurance program should be to financially guard the real estate owner from building damage and lawsuits. Landlords should have both Commercial property and General Liability, also known as a Package policy. In addition, it is recommended to have BI (Business Interruption) insurance.
Restaurant
Chances are, if you serve any kind of food or drink, you’re going to need restaurant liability insurance. Being in the food and beverage business can come with great risks. That’s why it’s important to protect your restaurant with the best kind of coverage. We believe in small businesses and get to know restaurant owners so we can understand your unique needs to help protect your business.
Tavern, Liquor Liability
Liquor liability insurance helps protect businesses that sell, serve or distribute alcohol. This type of business insurance can help cover claims of bodily injury or property damage that an intoxicated customer causes after a company served them alcohol.
Transportation
Trucking
This insurance coverage protects motor carriers or for-hire truckers in claims for bodily injury, personal injury, property damage liability, advertising injury liability, medical payments, product & completed operations, and seven days or less coverage for damage to rented properties
Commercial Auto
Commercial Vehicle Insurance is a policy of physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. Seems obvious, doesn't it? But, seriously, knowing the difference between a personal auto insurance policy and a commercial auto policy (and when you need which) is important business—for your business.
Limousine Service
Limo insurance is a type of livery insurance coverage designed to protect limousine drivers whose job it is to transport customers on a for-hire basis. This differs from public transportation services like taxis as limo businesses typically only offer pre-scheduled transport
Builders, Developers
Builders Risk
Builders risk insurance is a special type of property insurance which indemnifies against damage to structures while they are under construction. Builders risk insurance is coverage that protects a person’s or organization’s insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause, such as theft or vandalism.
Model Homes
Commercial Property Insurance helps your business recover when certain disasters jeopardize your business assets and real estate. Covered events might include fire, windstorms, theft, or vandalism.
Marine, Marinas, Docks
Flood
A special type of property-casualty insurance that protects policyholders from property damage caused by floods. In general, homeowners insurance does not provide protection from damages to a structure or to contents caused by flooding and it is necessary for property owners to have a separate flood insurance policy to cover a loss cause by a flood.
Marinas, Docks
For Marine and Marina insurance, Marine General Liability, Marine Operators Legal Liability, Docks and Property Insurance
Yachts
Yacht insurance is an insurance policy that provides indemnity liability coverage for a sailing vessel. It includes liability coverage for bodily injury or damage to the property of others and damage to personal property on the vessel
Trades
Plumbing
The Texas State Board of Plumbing Examiners requires all master plumbers to furnish them with a current certificate of insurance. Plumbers must carry general liability insurance for claims of property damage or bodily injury, with coverage of at least $300,000 in a one-year period.
Electricians
General liability insurance, or electrician liability insurance, helps cover claims that your electrician business caused bodily injury or property damage to someone else's belongings. Commercial property insurance helps protect your owned or rented building and the equipment you use as an electrician.
Heating & Air Conditioning
Many places require HVAC coverage verification for general liability insurance to obtain an HVAC contractor license, or when signing a commercial lease or customer contract.
Arborist
Arborist insurance is coverage for a variety of work-related risks associated with cultivating and managing trees. Arborists differ from tree trimmers because they require special training on preserving tree health.
Hair and Nail Salon
Salon insurance is essential if you own a small beauty salon or similar business. This is because you can be sued as a business owner – even if you have done nothing wrong. As a salon owner, a client may consider you liable for a haircut gone wrong, causing serious injury to the client’s scalp, even slip and fall injuries to your customers can make you liable.
For all of your Commercial Insurance needs